Therapist Day
Well, I did it. Had anxiety attacks all weekend finishing my bankruptcy paperwork then the credit counseling, but I turned in my paperwork to the lawyer today. They said they will get to it in a few weeks cause there are people ahead of me, but in a few months when debts are discharged I can start saving money again. Once the bankruptcy gets filed, the credit cards have to stop calling. Won't be able get loans or credit cards right away cause Ch 7 bankruptcy stays on your credit report for 10 years. Hopefully employers doing a credit checks won't think badly of me. Over time I can build up my credit score back to excellent. I visited my therapist and he said I need better coping skills to deal with stress in life. Appliances break, cars get wrecked, and jobs get lost, and happens to everyone. I said I turned in my bankruptcy papers to the lawyer today and roommate is gone so utilities and food cost will go down in the future. He gave me homework to connect with people like s...