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Monday, December 16, 2024

Getting Insurance Nightmare

OMG getting health insurance for new job is such a nightmare. Have to go through search engines online which means 20 insurance agents are calling my house at once. Answer the first one and premium costs too much. Keep shopping. Health insurance from employer is a week's pay and cost I can't handle. Now we got HRA and EPO and have no idea what those are. Maybe I just won't have insurance once I start my new job.

It is finished. Got Obamacare insurance with premium tax credit and dental. Went elsewhere for Vision insurance.

I did talk to one agent and they wanted too much money and don't do HSAs that I wanted. PPO only. Apparently only one company I can get a policy from with a HSA option. I like those debit cards, they help pay for stuff. I got it with the premium tax credit.

Now that I have health insurance, I let my roommate answer the phone to prank people. Since I used a search engine, who knows how many are real insurance agents. He answers pretending to be a Chinese restaurant and then later answered yelling "What!!". He makes me laugh.

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