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Tuesday, June 17, 2008

My make-up school keeps calling to say my credit card won't go through. I check the card and activate it so it will work. Still doesn't work. Check the online manage account to find my limit shrunk from $5700 to $1000. I'm confused, the paper attached to my card states the limit is $5700, what happened? Email customer service. Receive email confirming my limit is currently $1000. Um, that doesn't explain what happened. Call the 800 number and get a lady checking into it. Something on my credit report appeared to cause this dive in credit limit and because of privacy laws she can't tell me what showed up on my report for them to take such a strong reaction on a card I have not used in a year. She tells me that I was suppose to have received a letter about this. Sorry, if I received one I would not be asking this question. She will get me a copy of this letter to me immediately and transfers me to someone else. Typical.
Next lady informs me again that my limit is because of an infraction appearing on my credit report and they refuse to raise the limit. I have to get a credit report to figured this out on my own and blah, blah, blah how she can do nothing about it. They must expect me to have ESP and already know why I am being punished.

Go get my credit report and the first agency states they can not provide an online report because my account is frozen by an alert. Funny, I don't recall asking for a fraud alert. To get my report I must xerox 3 forms of ID and get it by mail. This doesn't solve my problem. Go to another agency and get my report printed. My report explains nothing on why I am being punished. It does show that my credit limit on the card in question was $5700 until last month. This month it is $1000. Guess I'll never know what I did to deserve this. I wish sometimes things would just go right and not have constant curve balls thrown at me. Call make-up school and give another card to realize I gave the expired card so call again with the correct info. The lady must think I'm a hair brain idiot.

While I'm dinking around on the computer and playing ring around the rosy on the phone, my cats are meowing outside. That means they are ready to come inside. Go downstairs and find Precious on the stairs with a neighbor. How did you get in here, I ask along with, Did you bring Frodo with you? Go get Frodo and check my shopping list. Get home to put on a new flea medicine. This one covers fleas, ticks, and mosquitos. They won't let me touch them now. Well, this is long enough. Post later.

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